Implementing a program of sound ergonomic practices before problems occur can save thousands of dollars in workplace-related disorders and workers’ compensation premiums.
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Helping Your Heirs While Helping Others
While most people may be resigned one way or another to the inevitability of taxation, many may be unaware that they have a choice regarding the form in which their contribution to society is fulfilled.
Where There’s a Plan, There’s a Continued Business
An estate planning team consisting of your attorney, accountant, and qualified financial professional can help you devise a business succession plan, including all the necessary documents and required information. There are established methods for a transition that will leave both your business and any successor management free from unnecessary worry.
Estate Planning for Lifetime Partners
There have been some distinct changes in the American cultural and sociological landscape in recent decades. Among them is the increasing number of unmarried couples living together as lifetime partners. This trend has created estate planning challenges for the individuals involved.
A Tower of Strength; Insurance Against the Unthinkable
The investment you made in your education and your ability to earn an income is invaluable. Disability income insurance can help protect a portion of your income, while other types of coverage can help protect your business, in the event of a disability
5 Big Problems to Solve Before You Retire
If you have a blueprint in place that addresses with these five concerns -- a plan that's amendable as times change so you stay on the right track -- you have the greater potential to enjoy retirement.
Being Prepared for Future Care Possibilities
Do you ever think about the need for life-support systems should you become “terminally ill” or “permanently unconscious” due to the possibility of experiencing a future accident or illness? What decision would you want your family to make if faced with the difficult choices involved with life-sustaining medical treatment for you?
The Triple Tax Benefits of Health Savings Accounts
When planning for retirement, most Americans think mainly about using tax-advantaged savings vehicles like 401(k) or individual retirement accounts, while failing to consider the triple tax advantages associated with saving for future health care costs using a health savings account, or HSA.
Valuing a Closely Held Business
While determining the valuation of a closely held business may seem overwhelming at first, it may prove useful in estate and financial planning, as well as business succession planning. Because the valuation process is intricate and involves many variables, be sure to consult with qualified professionals.
Disability; Are Your Business Interests Protected?
Most businesses are unable to financially support a disabled owner or key employee, even for a short period of time. Thus, your business strategy should include the development of a disability income plan for the benefit of yourself and your business. In doing so, you will help protect your personal and business interests for the long term.