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INDEPENDENCE DAY WITHIN US Here we are in July, and all of the Fourth of July celebrations here have been canceled.

THE SHIFTING TOUCHSTONES OF OUR LIVES Hi, June friends. How’s it going? Is it over yet?

BREAKING THE MADNESS I’ll be honest. I’m not feeling the madness this year.

FINANCIAL GROUNDHOG DAY January’s already come and gone, though you might not be able to tell from the weather.

Early and thorough planning can help you avoid these common mistakes, meet your financial goals, and leave a lasting legacy for your loved ones.

AUTHORING THE FUTURE Another year gone by — and what a year it was.

GIVING THANKS The season of gratitude is here again, and it’s almost time for me to don my chef’s hat.

A FEARLESS HALLOWEEN The leaves are changing, and my neighbors’ Halloween decorations are already going up.

School’s back in session, meaning my daughter Sophie is working her way through senior year. Time really does fly.

ROUGH BEGINNINGS The “back-to-school” marketing campaigns are hitting me particularly hard this year.